Share TypeAPR*APY**Notes
Share Account0.90%0.91%Rate declared by BOD for 1st Quarter 2017
Christmas Club0.90%0.91%Rate declared by BOD for 1st Quarter 2017
   Dividend rates are declared quarterly by the Board of Directors

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

Loan TypeTermAPR*Notes
Summer Loan12 Months max6.99%$1,500.00 Maximum
New VehicleUp to 72 Months max2.50% to 4.50%Up to 100% of price plus taxes and transfer fees.
Used Vehicle - 2014 to 201660 Months Max3.75% to 5.75%May be able to finance up to 100% of price plus taxes and transfer fees.
Used Vehicle - 201348 Months max3.75% to 5.75%May be able to finance up to 100% of price plus taxes and transfer fees.
Personal LoanUp to 72 Months max8.00% Special rate for new loans only.
Loan Special for First Time BorrowersUp to 72 Months max5.99%Special rate for personal loan for first time borrower
   Rates quoted above are subject to change
   Rate, repayment term and amount that can be financed are subject to credit worthiness.

*APR = Annual Percentage Rate

Vehicle Loans: Must have a copy of the Bill of Sale and proof of current insurance, Title will be held as collateral.

Personal Loans: Rates for existing personal loans to remain in effect until paid in full. To qualify for the special rate, member must have no balance outstanding on a personal loan at the time of application for the new loan. Maximum amount that can be borrowed and maximum term is subject to the guidelines for personal loans.

All loan requests are subject to review and approval of the Credit Committee. The amount of any loan will be determined by the member’s credit worthiness.

All rates are subject to change.